Logo

Personal Insurance to protect your family, income and assets.

Personal insurance exists to protect your family’s financial future and give you real peace of mind – knowing your loved ones are supported if the unexpected happens. Ask yourself: how would you or your family cover the mortgage and bills if you lost your income through illness, injury – or worse?

Find out more
UNDERSTANDING PERSONAL INSURANCE

Protection for every stage of your life

There are many types of personal insurance, and everyone’s circumstances are different – your needs will change as you move through different stages of life. Insurance can’t stop sickness, injury or death from happening, but it can protect your finances if they do.

That’s where My Expert® can help

The types of personal insurance we can help with

Life Insurance

Pays a lump sum to your family if you pass away, helping cover debts like your mortgage and protect their financial future.

Total & Permanent Disablement (TPD) Insurance

Provides a lump sum if you're permanently unable to work due to illness or injury, helping you and your family adjust financially.

Critical Illness Insurance

Pays a lump sum if you're diagnosed with a specified serious illness, giving you breathing room to focus on recovery rather than finances.

Income Protection Insurance

Replaces a portion of your income if you're unable to work due to illness or injury, so your bills and mortgage repayments keep getting paid.

We’re here to help

Let us help you put the right personal insurance cover in place, so your family and assets are protected – whatever life brings.
Get in touch for a no-obligation personal insurance review
Contact us today

Pinnacle Advisory Pty Ltd T/AS My Expert® Wealth (CAR 1280319) ABN 36 638 505 950 and David Lucas (AR 1250147) are authorised representatives of Lifespan Financial Planning Ltd (AFSL 229892) ABN 23 065 921 735.